Erin HillMortgage Team

Core loan typesConventionalFHAVAJumbo

Complex scenariosAlternative Income LoansBank Statement LoansDSCR / InvestmentCondo Financing

Buyer supportDown Payment AssistanceFind the Right Loan Option

Home Loans

Compare loan paths without dense mortgage jargon.

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Buyer pathsFirst-Time HomebuyersBuying Your Next HomeDown Payment Assistance

ProcessThe Homebuying ProcessBuyer’s GuideGet Pre-Approved

Buy

First-time, next-home, assistance, and buyer guide resources.

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Refinance pathsRate & TermCash-OutWhen to Refinance

PlanRefinance CalculatorStrike Rate

Refinance

Rate-and-term, cash-out, timing, calculator, and strike-rate planning.

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GuidesLoan ProcessMortgage GlossaryUnderstanding Mortgage Rates

Tools

Calculators and guides for better mortgage conversations.

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Featured postsQuestions before pre-approvalRefinance break-evenCompare loan options

Blog

Three clear guides for common borrower questions.

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Start hereGet Pre-ApprovedFind the Right Loan Option

About

Learn Erin’s education-first approach and how to get started.

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Get Pre-Approved

Home Loans

Down Payment Assistance

Learn how assistance program questions can fit into a full mortgage review and buyer plan.

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Mortgage planning visual

Fit

Who may ask about assistance

Buyers who want to understand available support, timing, documentation, and how assistance could affect the mortgage path.

Questions

What to review

Program eligibility, income limits, property location, timing, funds needed, and how assistance interacts with loan type.

Next

Confirm before relying on it

Assistance options are scenario-dependent and should be confirmed through a complete review.